NBFC Operations me sabse bada Risk hota hai, High-Risk Customers ko Time Par Identify na kar pana. Manual Tracking, Scattered Data aur Unclear Follow-ups ki wajah se Overdue Customers easily Defaulter Bucket me slip ho jaate hain.
Is problem ka solution hai FYCIS, jo Low-Recovery, Long-Pending aur Repeatedly Overdue Accounts ko Automatically Defaulter List me shift karke Directors, Managers aur Field Team ko Clear Visibility deta hai.
Long-Pending Accounts Auto-Shift to Defaulter List
- High-Risk Customer Identification ka sabse pehla step hota hai Long-Pending Accounts ka Real-Time Tracking. Manual Systems me yeh sabse zyada Miss hota hai.
- Branch Team galti se ya Workload ki wajah se Overdue Dates Update nahi karti, aur customers Unnoticed Overdue me slip hote rehte hain.
- FYCIS ye entire Dependency Remove kar deta hai. System automatically un customers ko Defaulter List me shift kar deta hai jinki EMIs Long-Pending chal rahi hoti hain.
- Yeh Auto-Shift Feature ensure karta hai ki aap Ek Bhi Risky Customer Miss na karein, chahe branches Busy hon ya Follow-up Slow ho.
- Directors ko Ek Click me pata chal jata hai ki kaunse accounts Dangerously Overdue ho chuke hain.
Low-Recovery Accounts Clearly Highlighted
- NBFCs ka second biggest challenge hota hai Low-Recovery Customers Identify karna—wo customers jinka Payment Pattern Weak hota hai, jinke Follow-ups Regularly Fail hote hain, ya jo sirf Partial Payment karte hain.
- Excel me yeh sab track karna Almost Impossible hota hai, kyunki har month ka Pattern Compare karna Time-Consuming aur Unreliable hota hai.
- FYCIS aise customers ko Automatically Highlight kar deta hai. System unke Historical Recovery Patterns ko dekh kar unhe “Low Recovery Risk” Category me mark karta hai.
- Iss Clarity se Managers turant Action le pate hain—chahe wo Special Follow-up, Field Visit ho ya Collection Strategy Change.
Repeat Overdue Customers Automatically Flagged
- Kayi customers hotey hain jo har month Overdue me girte hain. Yeh customers officially Defaulter nahi hote, par ye NBFC ke liye Silent Risk hote hain.
- Manual Data me Repeat Overdue Pattern easily Miss ho jata hai. FYCIS is Loophole ko Seal karta hai. System Repeat Overdue Customers ko Auto-Flag karta hai aur unke names Separate List me show karta hai.
- Isse team easily dekh pati hai ki kaun sa customer Consistently Risky Behaviour show kar raha hai. Directors in customers ke liye Dedicated Recovery Plan bana sakte hain—jaise Early Reminders, Officer Visits, ya Stricter Repayment Terms.
Branch-Level High-Risk Reports for Managers
- NBFC me har Branch ka Risk Level different hota hai. Kuch branches Top Performers hoti hain jabki kuch me High-Risk Accounts zyada hotey hain.
- Manual Reports me Branch-Risk Comparison accurate nahi hota, jisse Managers ko Real Picture samajh nahi aata.
- FYCIS Branch-Wise High-Risk Customer Reports generate karta hai jisme har branch ka Total Overdue, Severe Risk Category, Repeat Overdue Customers, aur Newly Added Defaulters clearly visible hotey hain.
- Managers Immediately Identify kar pate hain ki kaun si branch me Risk Peak par hai aur kaun si branch Problem-Free chal rahi hai. Yeh Clarity daily Decision-Making Fast banati hai.
One-Click Defaulter Summary for Directors
NBFC Directors ke liye sabse important visual hota hai—
“Total Defaulters Kitne Hain?
Kaunse High-Risk Accounts Sabse Serious Hain?
Kitna Amount Danger Zone Me Hai?”
- Manual MIS me yeh summary kabhi Accurate nahi hoti. FYCIS Directors ko One-Click Defaulter Snapshot deta hai jisme Amount-Wise, Bucket-Wise aur Branch-Wise Breakdown instantly show hota hai.
- Directors ko Real-Time Clarity milti hai ki Company ka Risk Exposure kitna hai, aur woh Accurate Decisions le pate hain—chahe wo Branch Training ho ya Collection Policy Update.
Final Summary
High-Risk Customers ko Time Par Identify karna NBFC Health ke liye Mandatory hai. Manual Processes me yeh Almost Impossible lagta hai—but FYCIS is process ko Automate, Simplify aur Action-Ready bana deta hai. System Long-Pending Accounts Auto-Shift karta hai, Low-Recovery Customers Highlight karta hai, Repeat Overdue Cases Flag karta hai, Branch-Level Risk Reports deta hai, aur Directors ko Ek Hi Click me Defaulter Snapshot provide karta hai.
Now it’s your turn– 7080814044
Kya Aap High-Risk Customers Time Par Identify Kar Paate Hain?.
