5 Printing Expenses Draining Lakhs from Your NBFC
NBFC chalana ek bada responsibility hai. Har din naye borrowers, naye accounts aur naye transactions handle karne hote hain. Lekin is daily hustle ke beech ek aisa hidden expense hai jo aapke profit ko chupke se drain hone dena hai. Wo hota hai: Printing Cost!
Forms, passbooks, loan cards, receipts… yeh sab ek NBFC ke liye zaroori hai. Lekin agar dhyan se dekha jaye toh yeh silent expense har saal aapke lakhs of rupees drain karwa raha hai.
Jab Profit Kam Dikhne Lage
Kai directors aur branch heads aksar kehte hain:
“Kaam toh chal raha hai… par profit kahaan gaya?”
Aur sahi baat bhi hai. Har branch ek saal me stationery aur printing par ₹3–4 lakh tak kharch kar deti hai. Ab agar aapke paas 10–15 branches hain, toh calculate karke dekhiye kitna paisa sirf print-outs pe waste ho raha hai.
Employees bhi aksar isse pareshan hote hain. Printing ke liye baar-baar stationery order karna, paper handle karna, aur phir unhe files mein maintain karna – yeh sab unnecessary workload create karta hai. Kisi ko lagta hai ki paper waste ho raha hai, toh kisi ko lagta hai ki cost control karna mushkil hai.
Yeh ek aisa problem hai jiska impact har level par feel hota hai – management se lekar field staff tak.
Silent Drainers – 5 Printing Expenses
Chaliye dekhte hain woh paanch cheezein jo har NBFC ke liye major printing drain ban jaati hain:
- Loan Application Form – Har naya borrower ek form bharta hai. Bulk printing ke bawajood, aksar forms waste ho jaate hain.
- KYC Form – Verification ke liye har borrower ka separate printout nikalna padta hai. Agar mistake ho jaaye toh dobara print karna padta hai.
- Loan Card – Borrower ko loan card dena hota hai, jo stationery aur re-printing me khub kharcha karwata hai.
- Loan Agreement Form – Legal documentation ke liye bulky prints nikale jaate hain. Filing aur storage bhi ek extra cost ban jaata hai.
- EMI Receipts – Har collection par receipt dena padta hai. Ye small slips hi saal ke end tak lakhon ka bill ban jaati hain.
Kya Aap Bhi Yeh Sochte Hain?
Aksar owners ke mann me ek hi sawaal hota hai –
“Agar profit kam ho raha hai toh kaise control karein in chhoti-chhoti costs ko?”
Kuch log kehte hain ki “printout toh zaroori hai, isse bachne ka koi option nahi.”
Kuch log compromise karte hain aur sochte hain ki “yeh toh normal hai, har NBFC ko face karna padta hai.”
Par sach yeh hai ki aaj ke digital zamane me printing ka overload avoid kiya jaa sakta hai.
Discovery of a Smarter Way
Ab sochiye, agar:
- Aapko loan application ya EMI receipt print karne ki zarurat hi na ho,
- Borrower ke liye passbook/loan card direct system se generate ho jaye,
- Aur forms digitally save ho jaayein bina stationery waste kiye…
Toh aapke liye kitna paisa aur time bach jaata?
Yeh hi wo “aha moment” hai jahan NBFCs ko realise hota hai ki printing ek “normal expense” nahi, balki ek avoidable leakage hai.
Fycis: Cutting Down Printing Wastage
Issi problem ko dhyan me rakhte hue bana Fycis Software.
Fycis ke through aap apne loan application form, KYC form, loan card, agreement forms aur EMI receipts ko direct system se digital print/auto-generate kar sakte ho. Matlab:
- Lakhs ki Bachat – Stationery aur re-printing ke expenses khatam.
- Time Saving – Staff ka waqt paperwork ke bajaye borrower service me lagta hai.
- Transparency – Har document digital record me safe hota hai, audit ke time bhi easy access.
Ek branch ne humein bataya:
“Sirf receipts aur forms ki printing kam karke humne ek saal me ₹3 lakh bachaye. Puri NBFC me multiply karke sochiye kitna impact hai.”
Growth pe Paisa Lagaiye, Paper pe Nahi
Printing expenses aapke liye ek silent killer bane rahenge agar aap abhi bhi unhe ignore kar rahe hain toh.
Par agar aap smart step lo, toh wahi paisa jo stationery par waste ho raha tha, aap apne growth, expansion aur borrower service par laga sakte hain.
Aaj 200+ Microfinance Companies ne Fycis adopt karke stationery par ek paisa bhi extra waste karna band kar diya hai.
Ready to Save Lakhs Every Year?
5 Printing Expenses Draining Lakhs from Your NBFC. Sochiye, agar ek branch me hi ₹3–4 lakh annually save ho raha hai, toh aapke saare branches milke kitna paisa bacha sakte hain.
Book a Free Demo today aur khud dekhiye savings ka magic!
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